Childhood Phillipsburg, NJ; education: Kutztown University of Pennsylvania, Philadelphia College of Art; career: U.S. Army draftee, hotel manager, advertising agent, commercial artist, painter, graphic designer for Princeton University, design work for City Magazine; pre-9/11: painting exhibitions in San Francisco, relocation to apartment near World Trade Center [WTC], changes in the TriBeCa neighborhood after WTC completion; 9/11: in TriBeCa apartment, sound of first plane impact, immediate recognition of terrorism, fleeing apartment, witnessing towers collapse from Nassau Street, severe damage to apartment building; post-9/11: misuse of authority by police and military at WTC site, difficulty receiving insurance compensation, temporary relocation to Brooklyn Heights, frustration with Federal Emergency Management Agency, increase in tourism; worries about future neighborhood developments, opinions on redevelopment plans; optimism about New York City's future.