Clement, William A., 1943-

Entrepreneur and corporate chief executive William Alexander Clement, Jr. was born on January 22, 1943 in Atlanta, Georgia to politician Josephine Dobbs Clement and Executive Vice President for North Carolina Mutual Life Insurance Company William Alexander Clement, Sr. Clement received his B.A. degree from Morehouse College in 1964, majoring in mathematics and business administration, and his M.B.A. degree in finance and insurance from Wharton Business School at the University of Pennsylvania in 1967.

Clement worked as a credit analyst for NCNB Corporation (predecessor to Bank of America) in Charlotte, North Carolina, as a registered representative for Bache & Company as well as a representative for The Robinson-Humphrey Company prior to becoming vice president and senior loan officer of Citizens Trust Bank in 1973. In 1977, Clement was a political appointee in the Carter Administration and served as an associate administrator of the United States Small Business Administration. While in this position, he served as senior management officer for the federal government's largest minority business development program. Clement also received a presidential appointment by President Jimmy Carter to join the board of directors of the National Consumer Cooperative Bank in Washington, D.C. In addition, he was founder and former chairman and chief executive officer of DOBBS, RAM & Company, a systems integration company. Founded in 1981, DOBBS, RAM & Company was engaged by the United States Internal Revenue Service (IRS) to maintain its E-Filing System.

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