First National Bank of Cooperstown.

The First National Bank of Cooperstown was organized in 1864, with an intent to "acquire the circulation privilege of federal bank notes and to become a depository of federal funds." Related to this, in 1866 the Otsego County Bank in Cooperstown folded, mainly due to increases in circulation taxes, including an 1865 Federal tax on state banks. Its directors subsequently transferred all accounts to the First National Bank. Additionally, Otsego County Bank cashier Henry Scott switched from being cashier of one institution to the other.

In 1974 the First National Bank of Cooperstown merged with the Bankers Trust Company of Albany, N.Y.

...